How to Create a Wedding Budget

tarasuenixon
Aug 27
2 min read

Before you dive into planning your wedding, one of the most important first steps is setting a realistic budget. Your budget will guide your decisions, help prioritize what matters most, and keep you and your fiancé on the same page throughout the planning process.

1. Start with the Big Picture

Ask yourselves:

How much are we comfortable spending overall?
Will family members be contributing, and if so, how much?
What are our top 3 non-negotiables? (Photography, live band, open bar, flowers, etc.)

This helps you set a total number and identify the areas where you’re willing to splurge.

2. Break Down the Categories

Once you have your number, divide it into categories. The biggest portions of a wedding budget usually go to:

Venue & Catering (food + beverages are often 40–50% of the budget)
Photography & Videography
Attire (dress, tux, accessories, hair & makeup)
Entertainment (DJ or live band)
Florals & Decor
Planning/Coordination
Stationery (invitations, signage, programs)
Transportation
Miscellaneous (tips, marriage license, unexpected expenses)

3. Think About Priorities

Not every couple values the same things. Some want an epic dance floor, others want jaw-dropping florals, while some dream of an intimate dinner experience. Ask:

Where do we want to invest more?
Where can we simplify or cut back?

4. Be Honest About Guest Count

Your guest list directly impacts almost every category—especially catering, rentals, and florals. A smaller guest list often means you can elevate the experience (like specialty cocktails or luxury linens) without raising the overall spend.

5. Plan for Surprises

Always build in a buffer of 5–10% for unexpected costs (extra rentals, overtime, last-minute add-ons).

6. Keep Communication Open

Budget conversations aren’t always easy, but they’re so important. Sit down together regularly and ask:

Are we still aligned on our priorities?
Do we need to shift funds from one area to another?
Are we tracking within budget?

Remember: Your wedding budget isn’t about restrictions—it’s about making intentional choices that reflect your love story and the kind of celebration you and your future husband truly want.